Connect
Together
Dream
Practice generosity
Together
Share wisdom + experiences
Regenerate
Together
Weave
Dream
Tend
Connect
Together
Dream
Practice generosity
Together
Share wisdom + experiences
Regenerate
Together
Weave
Dream
Tend
Connect
Together
Dream
Practice generosity
Together
Share wisdom + experiences
Regenerate
Together
Weave
Dream
Tend
Connect
Together
Dream
Practice generosity
Together
Share wisdom + experiences
Regenerate
Together
Weave
Dream
Tend
Connect
Together
Dream
Practice generosity
Together
Share wisdom + experiences
Regenerate
Together
Weave
Dream
Tend
Connect
Together
Dream
Practice generosity
Together
Share wisdom + experiences
Regenerate
Together
Weave
Dream
Tend
Connect
Together
Dream
Practice generosity
Together
Share wisdom + experiences
Regenerate
Together
Weave
Dream
Tend
Connect
Together
Dream
Practice generosity
Together
Share wisdom + experiences
Regenerate
Together
Weave
Dream
Tend

Privacy Policy

General Privacy Policy

Coralus (“Coralus”/“we”/”us”/“our”) is committed to protecting your privacy. We make the website, http://corlaus.world (the “Website”) available together with our services as further described in our Terms of Use (the “Services”). This Privacy Policy describes how we collect, store, use, and distribute information about our users through the Website and Services.

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EU + NZ visitors: Please see below to review our separate EU + NZ privacy policies.

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Consent: By using the Website or our Services you consent to the use of your Personal Information as described in this Privacy Policy. Except as set forth in this Privacy Policy, your Personal Information will not be used for any other purpose without your consent. We will not actively collect Personal Information for the purpose of sale or marketing in a way that specifically identifies the individual. In other words, we don’t sell customer lists. You may withdraw your consent to our processing of your Personal Information at any time. However, withdrawing consent may result in your inability to continue using the Website and/or the Services.

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Collection of Information: We aim to collect, use and disclose only such information as is required to enable us to manage your account, to provide the Services, to maintain our customer/visitor lists, to respond to your inquiries or provide feedback, for identification and authentication purposes and for service improvement. We will maintain the confidentiality of any contact information you provide to us on signing up for our Services or contacting us with questions or for further information and we will use it only for the purposes for which we have collected it (subject to the exclusions and disclosures we have listed below), unless you agree that we may disclose it to other third parties.

Two types of information may be collected through the Website and our Services: Personal Information and Non-Personal Information. This Privacy Policy does not extend to the collection, use or disclosure of the following information which is currently not limited by applicable privacy laws: (a) information that is publicly available, such as names, addresses, telephone numbers and electronic address when listed in a directory or made available through directory assistance; or (b) Non-Personal Information (as defined further below).

“Personal Information” is personally identifiable information, such as your name, address, e-mail address, credit card information, birth date and gender. At the time of collection, we will clearly identify the information being collected and the purposes for which it will be used. It is always your choice whether or not to provide Personal Information but if you choose not to provide certain requested Personal Information, in some instances you may not be able to register to use the Website or Services or be able to access and use the Website or Services at all. In other instances, your choice not to provide certain other Personal Information may mean that you will not be able to use certain features of the Website or Services. We may collect Personal Information in respect of the Website or Services through registration processes; communications with you; information downloads; service use; purchases; user support; and surveys.

“Non-Personal Information” is information of an anonymous nature, such as an Internet Protocol Address (IP Address), the domain used to access the Website or Services, and the type and version of browser or operating system being used by visitors to access the Website or Services. Aggregate information, such as demographic statistics of our users (e.g. average age or geographical location of our users), number of visitors, what pages users access or visit, and average time spent on the Website or Services is not considered Personal Information. Similarly, business contact information such as the name, title, business address, e-mail address, or telephone number of a business or professional person or an employee of an organization is not considered Personal Information.

Although the use of certain Non-Personal Information collected, used or disclosed through the Internet as described herein is not restricted (and to the extent that such is the case, the obligations under this Privacy Policy do not apply to such information), we provide information in this Privacy Policy about the collection of such information for the sake of transparency with respect to the operation of the Website and Services. Such Non-Personal Information is collected or derived by us in the course of operating this Website and our Services. For example, our servers may automatically collect Non-Personal Information that is provided through your browser or stored in a cookie.

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Use of Information: We collect information for the following purposes:

  • Funding Applications: In order to be considered for Activator-backed funding, you must provide certain Personal Information to us such as your full name, business name, email address, phone number, closest city centre, business website and range of business revenue. We will also ask you to provide information regarding your venture including employee demographics, the revenue model, how much capital you have raised and how your venture would benefit if backed by Activators. You will have the option to provide us with your photo and to allow us to make your full name and photo available on the Website and in any other promotional material naming you as an applicant for Activator funding. The information we collect from your funding application will be used to assess your candidacy for Activator funding and as otherwise disclosed in this Privacy Policy.
  • Becoming an Activator: In order to become an Activator, you must provide us with your full name, email address, business name, payment information, city and closest city centre. You have the option to provide us with your photo and to allow us to make your full name and photo available on the Website and in any other promotional material naming you as an Activator who has contributed to funding a venture through our Service.
  • Events: If you purchase tickets or register for events listed on the Website, we will ask you to provide certain pieces of information to properly register you for the event.
  • Transactional Notifications: We provide notifications for certain activities relating to your use of our Services despite your indicated email preferences, for example we may send you notices of any updates to our Terms of Service or Privacy Policy.
  • Marketing Communications: You may withdraw your consent to receiving marketing communications from us at any time by following the opt-out instructions in each communication.
  • Statistics: We also collect statistics about use of the Services which we use for analytics including predictive analytics. Aggregate statistics that do not personally identify an individual will be kept by us and such aggregate statistics may be made available to other members or third parties.
  • System Logs & Cookies: Cookies are used by us to track content usage and traffic on the Website and Services. A cookie is a feature of your web browser that consists of a text file that is placed on your hard disk by a web server. The Website uses cookies to help it compile aggregate statistics about usage of this Website, such as how many users visit the Website, how long users spend viewing the Website, and what pages are viewed most often. This information is used to improve the content of the Website. You can set your browser to notify you when you are sent a cookie. This gives you the chance to decide whether or not to accept it. If you disable cookies, you may not be able to take advantage of all the features of the Website or Services. Your IP address is reported by your web browser whenever you visit a page on the Website. This information is recorded together with your registration information on our databases.
  • Sponsors and/or Third-Party Links: The Website may contain links to sponsor websites or other third-party websites that are not owned or controlled by us. Such third-party websites are governed by the terms and conditions and privacy policies of such third-party providers and we are not involved in any interaction or transaction between you and such third-parties.

If we plan to use your Personal Information in future for any other purposes not identified above, we will only do so after informing you by updating this Privacy Policy. See further the section of this Privacy Policy entitled ‘Amendment of this Policy’.

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Disclosures & Transfers: We have put in place contractual and other organizational safeguards with our agents (see further below) to ensure a proper level of protection of your Personal Information (see further Security below). In addition to those measures, we will not disclose or transfer your Personal Information to third parties without your permission, except as specified in this Privacy Policy (see further Important Exceptions below).

As at the date of this Privacy Policy, we share Personal Information about you in respect of the Website or Services only with our service providers and partners which include website hosting, cloud service providers, analytics providers, email marketing providers and payment processors. Our service providers are located in Canada and the United States and accordingly your Personal Information may be available to Canadian and United States governments under a lawful order, irrespective of the safeguards we have put in place for the protection of your Personal Information.

From time to time we may employ third parties to help us improve the Website and/or the Services. These third parties may have limited access to databases of user information solely for the purpose of helping us to improve the Website and/or the Services and they will be subject to contractual restrictions prohibiting them from using the information about our members for any other purpose.

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Important Exceptions: We may disclose your Personal Information to third parties without your consent if we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) our rights or property, other Website members, other users of the Services, or anyone else (including the rights or property of anyone else) that could be harmed by such activities. We may disclose Personal Information when we believe in good faith that such disclosure is required by and in accordance with the law.

We may also disclose your Personal Information in connection with a corporate re-organization, a merger or amalgamation with another entity, a sale of all or a substantial portion of our assets or stock, including any due diligence exercise carried out in relation to the same, provided that the information disclosed continues to be used for the purposes permitted by this Privacy Policy by the entity acquiring the information.

Security: The security of your Personal Information is important to us. We use commercially reasonable efforts to store and maintain your Personal Information in a secure environment. We take technical, contractual, administrative, and physical security steps designed to protect Personal Information that you provide to us. We have implemented procedures designed to limit the dissemination of your Personal Information to only such designated staff as are reasonably necessary to carry out the stated purposes we have communicated to you.

In certain areas, such as when you provide credit card or other payment information to us, the Website works to help protect the security of your credit card and other payment information during transmission by using industry standard Secure Sockets Layer (SSL) encryption technology.

You are also responsible for helping to protect the security of your Personal Information. For instance, never give out your email account information or your password for the Services to third parties.

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Retention: We will keep your Personal Information for as long as it remains necessary for the identified purpose or as required by law, which may extend beyond the termination of our relationship with you. We may retain certain data as necessary to prevent fraud or future abuse, or for legitimate business purposes, such as analysis of aggregated, non-personally-identifiable data, account recovery, or if required by law. All retained personal information will remain subject to the terms of this Privacy Policy. If you request that your name be removed from our databases, it may not be possible to completely delete all your Personal Information due to technological and legal constraints.

Amendment of this Policy: We reserve the right to change this Privacy Policy at any time. If we decide to change this Privacy Policy in the future, we will post an appropriate notice on the home page. Any non-material change (such as clarifications) to this Privacy Policy will become effective on the date the change is posted and any material changes will become effective 30 days from their posting on the Website. Unless stated otherwise, our current Privacy Policy applies to all Personal Information that we have about you. The date on which the latest update was made is indicated at the bottom of this document. We recommend that you print a copy of this Privacy Policy for your reference and revisit this policy from time to time to ensure you are aware of any changes. Your continued use of the Website and Services signifies your acceptance of any changes.

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Access and Accuracy: You have the right to access the Personal Information we hold about you in order to verify the Personal Information we have collected in respect to you and to have a general account of our uses of that information. Upon receipt of your written request, we will provide you with a copy of your Personal Information although in certain limited circumstances, we may not be able to make all relevant information available to you such as where that information also pertains to another user. In such circumstances, we will provide reasons for the denial to you upon request. We will endeavor to deal with all requests for access and modifications in a timely manner.

We will make every reasonable effort to keep your Personal Information accurate and up-to-date, and we will provide you with mechanisms to update, correct, delete or add to your Personal Information as appropriate. As appropriate, this amended Personal Information will be transmitted to those parties to which we are permitted to disclose your information. Having accurate Personal Information about you enables us to give you the best possible service.

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Contact Us: You can help by keeping us informed of any changes such as a change of address or telephone number. If you would like to access your information, if you have any questions, comments or suggestions, or if you find any errors in our information about you, please contact us at: hi@coralus.world

EU Privacy Policy

This privacy policy applies to users located in the European Union.

We will not actively collect Personal Information for the purpose of sale or marketing in a way that specifically identifies the individual. In other words, we don’t sell customer lists.

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Collection of Information: We collect, use, and disclose only such information as is required to enable us to manage your account, to provide the Services, to maintain our customer/visitor lists, to respond to your inquiries or provide feedback, for identification and authentication purposes, and for service improvement. We will maintain the confidentiality of any contact information you provide to us on signing up for our Services or contacting us with questions or for further information and we will use it only for the purposes for which we have collected it (subject to the exclusions and disclosures we have listed below), unless you agree that we may disclose it to other third parties.

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Personal Information that we use:

“Personal Information” includes personally identifiable information, such as your name, address, e-mail address, credit card information, birth date, and gender. At the time of collection, we will clearly identify the information being collected and the purposes for which it will be used. We may collect Personal Information in respect of the Website or Services through registration processes; communications with you; information downloads; service use; purchases; user support; and surveys.

We also collect and process information that does not identify you as an individual but is still considered Personal Information, such as an Internet Protocol Address (IP Address), information stored in a cookie, the domain used to access the Website or Services, and the type and version of browser or operating system being used by visitors to access the Website or Services. We also process anonymized aggregate information, such as demographic statistics of our users (e.g. average age or geographical location of our users), number of visitors, what pages users access or visit, and average time spent on the Website or Services. Again, this does not identify you as an individual.

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Use of Information: We use your Personal Information for the following purposes:

  • Funding Applications: In order to be considered for Activator-backed funding, you must provide certain Personal Information to us such as your full name, business name, email address, phone number, closest city center, business website, and range of business revenue. We will also ask you to provide information regarding your venture including employee demographics, the revenue model, how much capital you have raised, and how your venture would benefit if backed by Activators. You will have the option to provide us with your photo and to allow us to make your full name and photo available on the Website and in any other promotional material naming you as an applicant for Activator funding. The information we collect from your funding application will be used to assess your candidacy for Activator funding and as otherwise disclosed in this Privacy Policy.
  • Becoming an Activator: In order to become an Activator, you must provide us with your full name, email address, business name, payment information, city, and closest city center. You have the option to provide us with your photo and to allow us to make your full name and photo available on the Website and in any other promotional material naming you as an Activator who has contributed to funding a venture through our Service. The information we collect from you (and that you submit through our Activator membership services) is used to administer your Activator account and provide you with access to our Services.
  • Events: If you purchase tickets for events listed on the Website, we will ask you to provide certain pieces of information to properly register you for the event.
  • Transactional Notifications: We provide notifications for certain activities relating to your use of our Services, for example, we may send you notices of any updates to our Terms of Service or Privacy Policy.
  • Marketing Communications: You may withdraw your consent to receiving marketing communications from us at any time by following the opt-out instructions in each communication.
  • Statistics: We also collect statistics about the use of the Services which we use for analytics including predictive analytics. Aggregate statistics that do not personally identify an individual will be kept by us and such aggregate statistics may be made available to other members or third parties.
  • IP address: Your IP address is reported by your web browser whenever you visit a page on the Website. This information is recorded together with your registration information on our databases.
  • Sponsors and/or Third-Party Links: The Website may contain links to sponsor websites or other third-party websites that are not owned or controlled by us. Such third-party websites are governed by the terms and conditions and privacy policies of such third-party providers, and we are not involved in any interaction or transaction between you and such third parties.

If we plan to use your Personal Information in the future for any other purposes not identified above, we will only do so after informing you by updating this Privacy Policy. See further the section of this Privacy Policy entitled ‘Amendment of this Policy’.

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Cookies: Cookies are used by us to track content usage and traffic on the Website and Services. A cookie is a feature of your web browser that consists of a text file that is placed on your hard disk by a web server. The Website uses cookies to help it compile aggregate statistics about usage of this Website, such as how many users visit the Website, how long users spend viewing the Website, and what pages are viewed most often. This information is used to improve the content of the Website. You can set your browser to notify you when you are sent a cookie: these websites show you how to view and remove cookies: These websites tell you how to remove cookies from your browser: www.allaboutcookies.org or www.youronlinechoices.eu.

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Legal basis for processing: we will only process your Personal Information where we have a legal basis to do so. This will be one of the following:

  • to meet our legitimate interests, for example, to provide the calculations and life plans that you create and to understand how you use our life planning tools so we can make them better. When we process personal information to meet our legitimate interests, we put in place robust safeguards to ensure that your privacy is protected and to ensure that our legitimate interests are not overridden by your interests or fundamental rights and freedoms.
  • under contract, for example, when you sign up as an Activator or Venture and we ask you to confirm your agreement to our Terms of Service.
  • your consent, for example, for our use of cookies. If we ask for your consent to process your personal information, you may withdraw your consent at any time by contacting us at hi@coralus.world.

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Disclosures & Transfers: We have put in place contractual and other organizational safeguards with our service providers (see further below) to ensure a proper level of protection of your Personal Information (see further Security below). In addition to those measures, we will not disclose or transfer your Personal Information to third parties without your permission, except as specified in this Privacy Policy.

As at the date of this Privacy Policy, we share Personal Information about you in respect of the Website or Services only with our service providers and partners which include website hosting, cloud service providers, analytics providers, email marketing providers, and payment processors. Our service providers are located in Canada and the United States and accordingly your Personal Information may be available to Canadian and United States governments under a lawful order, irrespective of the safeguards we have put in place for the protection of your Personal Information.

From time to time, we may employ third parties to help us improve the Website and/or the Services. These third parties may have limited access to databases of user information solely for the purpose of helping us to improve the Website and/or the Services and they will be subject to contractual restrictions prohibiting them from using the information about our members for any other purpose.

We may also disclose your Personal Information in connection with a corporate re-organization, a merger or amalgamation with another entity, a sale of all or a substantial portion of our assets or stock, including any due diligence exercise carried out in relation to the same, provided that the information disclosed continues to be used for the purposes permitted by this Privacy Policy by the entity acquiring the information.

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Security: The security of your Personal Information is important to us. We use commercially reasonable efforts to store and maintain your Personal Information in a secure environment. We take technical and organizational security measures to protect your information against misuse, loss, unauthorized access, and disclosure to protect Personal Information that you provide to us. We have implemented procedures designed to limit the dissemination of your Personal Information to only such designated staff as are reasonably necessary to carry out the stated purposes we have communicated to you.

In certain areas, such as when you provide credit card or other payment information to us, the Website works to help protect the security of your credit card and other payment information during transmission by using industry standard Secure Sockets Layer (SSL) encryption technology.

You are also responsible for helping to protect the security of your Personal Information. For instance, never give out your email account information or your password for the Services to third parties.

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Retention: We will keep your Personal Information only for as long as it remains necessary for the identified purpose or as required by law, which may extend beyond the termination of our relationship with you. We may retain certain data as necessary to prevent fraud or future abuse, or for legitimate business purposes, such as analysis of aggregated, non-personally-identifiable data, account recovery, or if required by law. All retained personal information will remain subject to the terms of this Privacy Policy.

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Amendment of this Policy: We reserve the right to change this Privacy Policy at any time. If we decide to change this Privacy Policy in the future, we will post an appropriate notice on the home page. Any non-material change (such as clarifications) to this Privacy Policy will become effective on the date the change is posted and any material changes will become effective 30 days from their posting on the Website. Unless stated otherwise, our current Privacy Policy applies to all Personal Information that we have about you. The date on which the latest update was made is indicated at the bottom of this document. We recommend that you print a copy of this Privacy Policy for your reference and revisit this policy from time to time to ensure you are aware of any changes.

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Your rights: You have certain rights regarding your Personal Information, including:

  • Access to your Personal Information (see below)
  • Rectification of inaccuracies
  • Erasure of your Personal Information
  • Restrictions on our processing
  • Objection to our processing
  • Copy of your Personal Information

Please note that some of these rights are only available in certain circumstances or only apply to certain types of Personal Information. To exercise any of your rights, please contact hi@coralus.world. We may ask you for certain information in order to respond to your request.

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Access and Accuracy: You have the right to access the Personal Information we hold about you in order to verify the Personal Information we have collected in respect to you and to have a general account of our uses of that information. Upon receipt of your written request, we will provide you with a copy of your Personal Information although in certain limited circumstances, we may not be able to make all relevant information available to you such as where that information also pertains to another user. In such circumstances, we will provide reasons for the denial to you upon request. We will endeavor to deal with all requests for access and modifications in a timely manner.

We will make every reasonable effort to keep your Personal Information accurate and up-to-date, and we will provide you with mechanisms to update, correct, delete or add to your Personal Information as appropriate. As appropriate, this amended Personal Information will be transmitted to those parties to which we are permitted to disclose your information. Having accurate Personal Information about you enables us to give you the best possible service.

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Contact Us: You can help by keeping us informed of any changes such as a change of address or telephone number. If you would like to access your information, if you have any questions, comments or suggestions, or if you find any errors in our information about you, please contact us at: hi@coralus.world.

Please note that you also have the right to lodge a complaint about our processing of your personal data with your local data supervisory authority.

New Zealand Privacy Policy

Coralus (“Coralus”/“we”/”us”/“our”) complies with the New Zealand Privacy Act 2020 (the Act) when dealing with personal information. Personal information is information about an identifiable individual a natural person). This policy sets out how we will collect, use, disclose, and protect your personal information. This policy does not limit or exclude any of your rights under the Act. If you wish to seek further information on the Act, see www.privacy.org.nz.

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CHANGES TO THIS POLICY

We may change this policy by uploading a revised policy onto the website. The change will apply from the date that we upload the revised policy.

This policy was last updated on December 1, 2020.

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WHO DO WE COLLECT YOUR PERSONAL INFORMATION FROM

We collect personal information about you from:

  • you, when you provide that personal information to us, including via the website and any related service, through any registration or subscription process, through any contact with us (e.g. telephone call or email), or when you buy or use our services and products
  • third parties where you have authorized this or the information is publicly available.

If possible, we will collect personal information from you directly.

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HOW WE USE YOUR PERSONAL INFORMATION

We will use your personal information:

  • to verify your identity
  • to provide services and products to you
  • to market our services and products to you, including contacting you electronically (e.g. by text or email for this purpose)
  • to improve the services and products that we provide to you
  • to undertake credit checks of you (if necessary)
  • to bill you and to collect money that you owe us, including authorizing and processing credit card transactions
  • to respond to communications from you, including a complaint
  • to conduct research and statistical analysis (on an anonymized basis)
  • to protect and/or enforce our legal rights and interests, including defending any claim
  • for any other purpose authorized by you or the Act.]

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DISCLOSING YOUR PERSONAL INFORMATION

We may disclose your personal information to:

  • another company within our group
  • any business that supports our services and products, including any person that hosts ormaintains any underlying IT system or data center that we use to provide the website or other services and products
  • other third parties (for anonymized statistical information)
  • a person who can require us to supply your personal information (e.g. a regulatory authority)
  • any other person authorized by the Act or another law (e.g. a law enforcement agency)
  • any other person authorized by you.

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PROTECTING YOUR PERSONAL INFORMATION

We will take reasonable steps to keep your personal information safe from loss, unauthorized activity, or other misuse.

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ACCESSING AND CORRECTING YOUR PERSONAL INFORMATION

Subject to certain grounds for refusal set out in the Act, you have the right to access your readily retrievable personal information that we hold and to request a correction to your personal information. Before you exercise this right, we will need evidence to confirm that you are the individual to whom the personal information relates.

In respect of a request for correction, if we think the correction is reasonable and we are reasonably able to change the personal information, we will make the correction. If we do not make the correction, we will take reasonable steps to note on the personal information that you requested the correction. If you want to exercise either of the above rights, email us at [insert email address]. Your email should provide evidence of who you are and set out the details of your request (e.g. the personal information, or the correction, that you are requesting). We may charge you our reasonable costs of providing you copies of your personal information or correcting that information.

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INTERNET USE

While we take reasonable steps to maintain secure internet connections, if you provide us with personal information over the internet, the provision of that information is at your own risk. [If you post your personal information on the website’s [message board/ chat room], you acknowledge and agree that the information you post is publicly available.]

If you follow a link on our website to another site, the owner of that site will have its own privacy policy relating to your personal information. We suggest you review that site’s privacy policy before you provide personal information.

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COOKIES

We use cookies (an alphanumeric identifier that we transfer to your computer’s hard drive so that we can recognize your browser) to monitor your use of the website. You may disable cookies by changing the settings on your browser, although this may mean that you cannot use all of the features of the website.

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CONTACTING US

If you have any questions about this privacy policy, our privacy practices, or if you would like to request access to, or correction of, your personal information, you can contact us at hi@coralus.world.

Innovation, Science and
Economic Development Canada
Innovation, Sciences et
DĂ©veloppement Ă©conomic Canada

We acknowledge the support of the Government of Canada’s Women Entrepreneurship Loan Fund.

Nous reconnaissons l’appui du Fonds d’emprunt pour l’entrepreneuriat fĂ©minin du gouvernement du Canada.